Home Affordability Calculator

Your Income

Annual Gross Income

Before taxes and deductions

Additional Annual Income

Bonuses, commissions, etc.

Monthly Debts

Credit Card Payments

Minimum monthly payments

Car Loans

Total monthly car payments

Student Loans

Other Monthly Debts

Personal loans, alimony, etc.

Loan Details

Down Payment

Cash available for down payment

Interest Rate (%)

Current mortgage rate

Loan Term (Years)

Property Tax Rate (%)

Annual property tax rate

Home Insurance ($/year)

HOA Fees ($/month)

Maximum Home Price You Can Afford

Based on 28% front-end DTI ratio

Debt-to-Income Ratio: 0%

Principal & Interest $0

Property Tax $0

Home Insurance $0

HOA Fees $0

Total Monthly Payment (PITI) $0

Loan Amount: $0

Down Payment: $0

LTV Ratio: 0%

Monthly Income: $0

💡 Understanding DTI Ratios:

🏠 Home Affordability Calculator